Know The Financial Market

Panic selling happens when investors rush to sell their stocks due to fear, uncertainty, or sudden market downturns. This reaction can lead to steep losses and increased market volatility. In this guide, we’ll break down why panic selling happens, its effects, and how investors can navigate these challenging situations wisely. What Causes Panic Selling? Panic selling is often triggered by factors such as: 1. Economic Downturns – When the economy slows down or enters a recession, investors lose confidence and begin selling off their assets. 2. Market Volatility – Sudden and sharp fluctuations in stock prices can lead to panic-driven decisions. 3. Global Events – Events like wars, natural disasters, or pandemics create uncertainty, pushing investors to sell in fear of further losses. 4. Firm-Specific Bad News – An adverse earnings surprise or a management change at an individual firm sends investors running. The Consequences of Panic Selling Panic selling may make sense in the short t...

Credit Cards Credit cards are always seen as a necessary evil since many individuals have come to save time and get rewards. Yet, you can make money from credit cards by the proper use of a strategy. This blog post discusses ways on how you can make money from your credit cards, plus tips to make it possible to increase the potential of money earning from using a credit card. Understanding Credit Card Rewards Before we explain how to earn money using a credit card, let's start by understanding credit card rewards. Most credit cards offer rewards programs that provide points, miles, or cash back on purchases. These rewards can be redeemed for various items such as gift cards, travel, or statement credits. Ways to Make Money with Credit Cards 1. Bonus after joining: All credit cards offer joining bonuses between $100 to $1,000 or more. Such bonuses come, usually, after spending a minimum amount in a specified period of time. 2. Cash rewards: Cashback credit cards reward you by payi...

Tata Motors is an automobile manufacturing company that holds India's largest automobile brand under its roof. For over seven decades, the company has been the auto engine of the nation. From the locomotives in 1945 under the inspiration of J.R.D. Tata, it evolved into one of the biggest automobile manufacturers in India and Asia. Early Years: Tata's automobile sector journey dates back to 1954 with an agreement with Daimler-Benz AG, now Mercedes-Benz, to manufacture commercial vehicles. It was only with the launch of the first passenger vehicle, Tata Indica, in 1998 and is still visible making waves in Indian automobile sectors in terms of price and design that Tata was able to shape up this form. For more than two decades, Tata Motors has been offering the Indian masses some of its best-selling vehicles. Some of them include the following: Tata Indica: Launched in 1998, Indica was the first passenger car from Tata Motors and was extremely successful in Indian markets. Tata N...

Introduction In a landmark development, one of the country's largest hospitality chains-I T C Hotels-listed itself on stock exchanges yesterday, January 29, 2025. The demerger from parent company ITC Limited marks the new chapter for the company as it continues on its journey to unlock value for its shareholder while making hotel business operations more transparent than before. Background ITC Hotels is a hospitality chain with more than 140 hotels across 90 destinations. It is one of the largest hospitality chains in India. ITC Hotels was a subsidiary of ITC Limited, which is a diversified conglomerate having interests in FMCG, hospitality, and paperboards. This demerger unlocks the value of ITC Hotels and allows shareholders to take direct participation in the growth of the hospitality business. Listing Details: Shares in the demerger were given to shareholders of 10 shares of ITC Limited as on January 6, 2025, with one share of ITC Hotels. Share prices of the company are trading...

Theoretically, an investment in a share market appears so overwhelming that even the littlest beginner seems to feel shy from it. All the aspiring investors think that they will be doing something where only large-scale money will invest in the share market. What they forget is the fact that just with some penny, one may start investing in the share market. This blog is about whether one can invest ₹10 in the share market of India and what all options are there for small investors. _Is it Possible to Invest ₹10 in the Share Market?_ Technically, yes, one can invest ₹10 in the share market, but some limitations and considerations do come with this. In India, the minimum investment in shares is dictated by the brokerage firm, that can range from buying share with a minimum amount of ₹100 or ₹500 to allowing investments as low as ₹10. Investing such an amount is certainly not practical or cost-effective, but there's a reason for this: Brokerage charges: Brokerage houses charge a commi...

India is in love with gold, and to the best of potential its existence in the country has been incessantly important for its culture, traditions, and economy. The jewel market and gold investment in India are largely synchronized and coexist among various festivals, marriages, and other events. In this blog, we are going to look at the dynamics of India's jewelry market and gold investment: the trends, drivers, and opportunities within this great industry. Indian Jewelry Market: An Overview Indian Jewelry Market - Indian jewelry market is expected to grow up to an approximate size of ₹5.3 trillion by 2025, about US $67 billion. The principal contributors to this market are given below: 1. Cultural significance: The Indian culture encompasses gold jewelry largely during marriages and festivals. 2. Investment: The investment appeal for gold has increased since it was traditionally considered a safe haven and hedge against inflation. 3. Increase in middle class: Gold jewelry and inves...

The healthcare and pharmaceutical industry stands as a cornerstone of global well-being, tirelessly working to save lives and enhance quality of life. As the world faces ongoing health challenges, this sector continues to shine, offering groundbreaking treatments and innovative solutions. Today, let’s delve into the dynamic relationship between the healthcare and pharma industry and the Indian stock market, spotlighting Indian companies making a remarkable impact. A Booming Industry In recent years, tremendous growth has been experienced in the health care and pharmaceutical industries of the world with population factors that have seen growths in age groups, a continuously growing nature of expenses on health care, and extraordinary developments in the field of medicine and technology. Reports have emerged in recent times showing that the global pharmaceutical market will reach around $1.7 trillion by 2025 and continues at a consistent CAGR of 6.4%. India Pharma Sector: A New Aspiring...

Introduction : India is on its path to a large-scale revolution in the automobile space as the Indian stock market has gone abuzz with excitement. Electric Vehicles or EVs will change the face of how India moves, and investors are now closely eyeing this industry. In this blog, we explore the EV landscape in India, its impact on the stock market, and zoom in on the key stocks to watch. The Electric Vehicle Revolution in India :   The government of India is quite ambitious about introducing the EV segment in the country. Incentives like FAME scheme, tax benefits, and huge investments in infrastructures are expected to expand the segment exponentially in the coming days. Driving Forces for India's EV Growth   1. Government Policy Support:It includes incentives as well as subsidization for manufacturing and purchasing units. 2. Environmental Factors: Air pollution and global warming awareness are rising. 3. Lower Battery Cost: The cost of EVs is declining and it gets more competi...

Indian cosmetics and makeup market, for the last few years, has achieved a really high level of demand. It would be accounted for through developing an increasing willingness for personal grooming, higher disposable incomes, and expanding middle class population. Gradually, this demand will raise the sales of cosmetics and makeup products as well because the country's young generation and social media banter. Market Growth and Trends The Indian cosmetics market was around ₹1.3 trillion in 2020 and is expected to reach ₹2.3 trillion by 2025, with a CAGR of 12-15%. Growth in the makeup segment is expected to be more dominant, especially natural and organic products. The key trends that will drive the growth of the cosmetics and makeup market in India are: 1. Increased demand for natural and organic products: Consumers have become more concerned about the use of ingredients in cosmetics and makeup products, creating an increased demand for natural and organic products. 2. Increased i...

Indian stock market has seen a growth trajectory over the past few years and this is also partly because of Foreign Institutional Investors (FIIs). This blog will explore how FIIs impact the Indian stock market and the Indian investors. * What are Foreign Institutional Investors (FIIs)? Foreign Institutional Investors (FIIs) are investment institutions in the financial markets of another country. In India, FIIs include pension funds, mutual funds, insurance companies, and other financial institutions of countries like the US, UK, and Singapore. *How do FIIs invest in the Indian stock market?* FIIs invest in the Indian stock market through the following channels: 1. *Portfolio Investment Scheme (PIS)*: In this scheme, FIIs are allowed to invest in Indian stocks and bonds. 2. *Foreign Portfolio Investment (FPI)*: In this route, FIIs can invest in Indian stocks, bonds, and other securities. 3. *Qualified Foreign Investor (QFI)*: In this scheme, FIIs are allowed to invest in Indian mutual ...

 Over the years, the Indian stock market has increasingly attracted greater numbers of investors for profit-making purposes. But to them, it may not be simply learning the one-two-three in investing in stocks. They know better than to consider a stockbroker just middlemen who have little benefit to create for them. In this saving-yourself little little save-your-self money. This article will take you into the stock broking world in India-the operations, services provided, and examples of the live action. Stock Brokers: What are They? These are also known as brokerage firms or brokerage houses and acting as an intermediate level in a transaction between an investor and stock exchange, enabling the trading of stocks, bonds and mutual funds, and certain other trading-related securities. How Do Stock Brokers Work in India? In India, all stock brokers are SEBI registered and members of the National Stock Exchange and/or the Bombay Stock Exchange. Here is a stepwise explanation of how st...

Taxation is one of the primary pillars of an economy, and no country can remain untouched by this. Indian taxation is mainly based on revenue generation for the government, which further uses this collected amount to build infrastructure, promote education, ensure health facilities, and enhance defense. This blog will walk through the tax arena in India and discuss the different types, slabs, and implications on the individual as well as businesses. Types of Taxes in India India has a complex taxation system, with various types of taxes levied by the central and state governments. The main types of taxes in India are: 1. Income Tax : Levied on an individual's or business's income, income tax is the primary source of revenue for the Indian government. 2. Goods and Services Tax (GST): GST is a consumption-based tax which is imposed upon the supply of goods and services. It has been implemented since 2017. 3. Value-Added Tax (VAT): Though VAT has been partly substituted by GST, ...